Instant liquidity for Your business
Your digital invoice financing
- Settle invoices easily & quickly
- Fair conditions with no hidden fees
- You decide which invoices to pre-finance
What is invoice pre-financing?
Invoice financing allows you to have open invoices paid out immediately, without having to wait for the payment deadline. You issue an invoice to your customers as usual and upload it to the Finyoz platform.
As soon as your customer digitally approves this, you will immediately receive up to 95% of the invoice amount into your account. This improves your liquidity and allows you to use your working capital flexibly. The remaining amount will be automatically transferred to your account once your customers settle the invoice by the agreed payment due date.
The platform is operated by the German company Finyoz and enables fast, digital and uncomplicated financing.
3 EASY STEPS
How it works?
Step 1
Your company delivers goods or services and issues an invoice to the customer.
Step 2
Company A receives same-day payouts of up to 95% of the invoiced amount financed by investors capital committed for 14-90 days.
Step 3
As soon as Company B has settled the invoice, Company A receives the outstanding balance and the investors receive their investment back plus interest.
Financing invoicesmade easy
REAL LIFE EXAMPLES
Success Stories
Finyoz has fundamentally improved our billing and liquidity processes. As a freight forwarding company, we work with long payment terms of 60 to 70 days – in the past, this meant full order books but tight liquidity. Since using Finyoz, our carriers receive their payout on the very same day after our electronic confirmation. This relieves pressure on our dispatch team, improves our creditworthiness, and strengthens relationships with our transport partners. We can accept orders with longer payment terms without straining our liquidity and now have significantly greater planning certainty. Fast, transparent, and fully digital – exactly the solution modern freight forwarders need.
Steve T., CFO, Freight Forwarding Company
Finyoz has fundamentally improved our billing and liquidity processes. As a freight forwarding company, we work with long payment terms of 60 to 70 days – in the past, this meant full order books but tight liquidity. Since using Finyoz, our carriers receive their payout on the very same day after our electronic confirmation. This relieves pressure on our dispatch team, improves our creditworthiness, and strengthens relationships with our transport partners. We can accept orders with longer payment terms without straining our liquidity and now have significantly greater planning certainty. Fast, transparent, and fully digital – exactly the solution modern freight forwarders need.
Steve T., CFO, Freight Forwarding Company
For which companies is invoice pre-financing suitable?
For modern companies of all sizes - from small businesses to medium-sized companies to large corporations. The automated process enables efficient, digital and cross-industry financing.
You decide for yourself which invoices you want to pre-finance and for which debtors you want to use this service. You remain the central point of contact for your customers as usual and thus retain full control over your business relationships.
A simple, flexible and transparent solution for companies that want to manage liquidity smarter and strengthen their financial capacity.
WHO CAN APPLY?
Requirements to benefitfrom our service
Who can apply?
- Your company is a Limited Liability an older than 24 months
- Your company is located in Germany or Austria
- Your customers are based in Germany or Austria
- Your invoices have payment terms between 14 and 90 days
- You supply exclusively to commercial customers
- Your customer base is stable and has a consistent payment discipline
- Your accounts receivable are free of liens and the deliveries or services on which the accounts receivable are issued have been rendered in full
Our terms
- No monthly fees
- No commitment fees
- No credit check fees
- No contractual commitment period